BanksStatements in. Decisions out.
Bank statement analysis for the last mile of lending.
BanksView turns a password-locked bank statement PDF into a 141-metric Excel report, a risk score and a dashboard, in about a minute. Built for DSAs, loan agents and small NBFCs.
Operating in India · 15 banks · ₹50 per finished report · nothing charged if the upload fails
We read the statement and show our working. You take the lending decision.
Totals match the bank's own summary · illustrative figures
See it in action
How BanksView helps your credit desk
Coverage
Reads statements from 15 Indian banks
Each bank is tested against 3 or more statement layouts. See how coverage is tested
- State Bank of India
- HDFC Bank
- ICICI Bank
- Axis Bank
- Kotak Mahindra Bank
- Punjab National Bank
- Bank of Baroda
- Canara Bank
- Union Bank of India
- Bank of India
- IndusInd Bank
- Yes Bank
- IDFC FIRST Bank
- Indian Bank
- IDBI Bank
The product
Many checks. One statement report.
Each module answers one question a credit officer asks, from the first page of the PDF to the final decision.
Know it is a real, readable statement before you pay.
Scans, invoices, card statements, wrong passwords and broken files are caught first. A rejected file is never charged.
141 metrics, computed from every transaction.
Monthly and total figures for income, obligations, balances and cash flow. Reversals are paired with the original debit and taken out of income.
A Low, Medium or High score, with every flag explained.
Bounces, cash-heavy activity, round-trip transfers and balance patterns are flagged for review. Integrity indicators are prompts to check the original, not a verdict.
See who pays, who gets paid and what repeats.
Top payers and payees, recurring debits such as EMIs and rent, and transfers that go out and come back.
Eight sheets that open ready.
Lakh and crore formats, charts, categorised transactions, flags and a data dictionary. No cleanup before you share it.
The answer on one screen, in the browser.
Income, obligations, balances, bounces and the risk score without opening Excel. Reports stay in your account for 30 days.
The problem
Your credit desk is buried in statements.
Every bank lays its statement out differently. Reading them by hand means retyping rows, re-adding totals and hoping nothing was missed.
One platform, the whole journey
From upload to decision in five stages
Add the PDF
Statement, its password and the account holder's consent.
Check it first
Real, readable, balances add up. Fails cost nothing.
Read every row
Dates, amounts and balances for each bank layout.
Net, group, score
Reversals paired, transactions categorised, flags raised.
Report and dashboard
Excel with eight sheets and an on-screen summary.
Built into every report
Scale and trust, by design
Built with lenders in mind
Everything a credit officer looks for
Who is responsible for what
A platform, not a lender
What BanksView does
Reads the statement you upload and produces a report and workbook. Statements are processed in memory and not stored, passwords are never kept, and reports are deleted after 30 days.
What you do
You obtain the account holder's consent before every upload, check the report against the original statement, and take the lending decision. You confirm consent when you sign up and again at each upload.
Pricing
Pay per report. No subscription.
- Prepaid packs: ₹50 for your first report, then ₹250 for 5 reports, ₹1,000 for 20, ₹5,000 for 100. Wallet money is not refundable.
- Rejected files, wrong passwords and scans are never charged
- Same file again within 30 days opens the old report free
Questions
Before you upload
How do I sign in?
Create an account with your email and a password, then sign in with the same email and password.
Can I get a refund on my wallet?
No. Money added to the wallet is not refundable and cannot be withdrawn or transferred; it can only be used for reports. A report charged in error, or a payment that was debited but not credited, is corrected.
Do you store the PDF password?
No. It is used once to open the file and is not saved.
Which banks are supported?
15 banks, listed on the supported banks page. If a layout is not recognised you get a clear error and pay nothing.
How long are reports kept?
Excel files are kept for 30 days. Upload the statement again to regenerate one.
Does the account holder need to consent?
Yes. You must have the account holder's consent before you upload their statement, and you confirm this at sign-up and with every upload. You are responsible for that consent and for how you use the report.
Is this a credit decision?
No. BanksView is a software platform. It reads the PDF you upload and computes figures from it. It does not verify the statement with the bank and does not take credit decisions. Check the report against the original statement before you rely on it.
Stop retyping statements
Let's turn statements into decisions.
Your first report is a minute away. Create an account with your email and a password.